Category Archives: Credit

Cash or Credit?

Yes You Should Still Borrow In a Higher Rate Environment

I had an interesting conversation right after the “big” June rate hike.  A customer was in the process of buying a new machine they needed, and the rate hike happened right in the middle of their “which of these two models should we buy?” discussion. And since like most businesses they were going to finance the machine, they… Read More »

What Credit History Criteria is Used in Equipment Financing?

One of the more interesting (and complex) things I’m often asked is “what type of credit criteria is used in an equipment loan decision?” Honestly, B2B credit criteria can be complex because the answer is extremely varied, and depends on the business type, time in business, the company’s credit history (e.g., how much credit is in the business… Read More »