Tag Archives: rate increase

Year-End Small Business Strategies for a Better 2023

Here we are, in the final days of 2022. It’s been an… interesting year, but we could say that for the last three years, right?  2022 was the year of inflation and interest rate hikes, both of which I’ve discussed at length in this blog. But there’s no getting around it – high inflation and rising interest rates… Read More »

Fletch Predicts: Rates Update

I usually don’t revisit my predictions midyear, but I want to make one further prediction for this year. And since I’m doing that, I may as well let you know I nailed my Warriors basketball prediction, my NHL prediction (Lightning) made the finals and my Mets prediction is looking pretty solid right now.  But the important one is… Read More »

Yes You Should Still Borrow In a Higher Rate Environment

I had an interesting conversation right after the “big” June rate hike.  A customer was in the process of buying a new machine they needed, and the rate hike happened right in the middle of their “which of these two models should we buy?” discussion. And since like most businesses they were going to finance the machine, they… Read More »

Using Financing as a Hedge Against Rising Prices, Interest Rates, and Inflation

2021 has been a weird year. The pandemic is still hanging in there, but we’re moving forward to some sense of “normality”. But this normal is indeed a “new” one. Regardless of where the economy is going (and we’re quite optimistic here), it’s clear that on the whole, everything is going to cost more for the foreseeable future. … Read More »