Tag Archives: Credit

Rate Talk

As most of us know, rates “only” went up 25 basis points in January, causing many to breathe a sigh of relief. After a tumultuous 2022 which saw large increase after large increase (including a record four consecutive 75 basis point increases), there was a feeling in the air of “maybe it’s ending soon”. I appreciate (and somewhat… Read More »

Rates and Restrictions – With One Comes The Other

I’ve mentioned restrictions quite a bit in this blog. In fact, a post from earlier this year about control over your equipment and assets really drives the point home.  All too often, companies enter into financing and leasing agreements with all kinds of draconian covenants and restrictions in the fine print. These restrictions (like blanket liens, minimum bank… Read More »