Category Archives: Small Business

Coca Cola need not read this

Rate Talk

As most of us know, rates “only” went up 25 basis points in January, causing many to breathe a sigh of relief. After a tumultuous 2022 which saw large increase after large increase (including a record four consecutive 75 basis point increases), there was a feeling in the air of “maybe it’s ending soon”. I appreciate (and somewhat… Read More »

Fletch Predicts 2023

Happy New Year! Whew… that was some ride 2022 took us on. Between the Fed going wild on rate hikes to whispers of possible recession to fuel prices to Fletch finally hitting again on a sports prediction, 2022 was quite interesting. 2023 promises to be pretty unique, so let’s get to it with another year of Fletch Predicts,… Read More »

Year-End Small Business Strategies for a Better 2023

Here we are, in the final days of 2022. It’s been an… interesting year, but we could say that for the last three years, right?  2022 was the year of inflation and interest rate hikes, both of which I’ve discussed at length in this blog. But there’s no getting around it – high inflation and rising interest rates… Read More »

Fletch’s Wish List 2022

Continuing with what has become a year-end holiday tradition, I’d like to present my wish list for 2022. It’s a little different than the wish list I sent my wife (this one doesn’t include the new Jimi Hendrix live album, although maybe it should!), but this list is definitely what I’d like to see industry and economy-wise. First… Read More »

Rates and Restrictions – With One Comes The Other

I’ve mentioned restrictions quite a bit in this blog. In fact, a post from earlier this year about control over your equipment and assets really drives the point home.  All too often, companies enter into financing and leasing agreements with all kinds of draconian covenants and restrictions in the fine print. These restrictions (like blanket liens, minimum bank… Read More »