Category Archives: Equipment Financing

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What makes an equipment finance rate?

I’d like to talk a little bit about rates today. Because, in a way, a rate, particularly on equipment financing, is the “price tag” of the deal. Just as one compares prices between stores, one compares rates when shopping for equipment financing.  But it can be misleading. Here’s why: In theory, with most commercial equipment lending, all rates… Read More »

“Equipment as Collateral” – Not always as good as you think

I was asked by a friend about equipment financing and collateral and such, and he remarked “well, your loan is secured by the equipment, right?” And I answered “sometimes”. Which then prompted an explanation (I’m a great conversationalist at the party, aren’t I?) It is true that equipment financing can be similar to automobile financing in terms of… Read More »