One thing I really like about being in the equipment financing industry is being around all the different products we finance. Construction equipment, to name one type of equipment, always gets my imagination going. gklfhjglfhjg
It goes back to when I was a kid. As I’ve mentioned in previous posts over the years, I was the guy with the Tonka® trucks. So I kind of gravitate to heavy equipment, construction machinery, and related. Usually when we finance a piece of construction equipment, we get information on the make, model, specs, a picture or three, and similar. Even now, in my adult years, I imagine these immense machines, with giant tires (or maybe even tank treads) moving, pushing, and shoveling earth. I won’t say whether I have a toy truck or three in my desk drawer or not. And if I did, I’m not going to say whether they come out at lunchtime…
One thing I do like is the number of companies that come to us to lease a dump truck or finance a backhoe. In fact, over the last few years, heavy equipment financing has really taken off as the economy improves, and Crest Capital has sort of become known as a prolific heavy equipment financing company (amongst other types of industrial machinery – CNC machines still lead the pack).
Recently, a client mentioned financing and the holidays, and is where I got the title to this post – he said “I felt like the bank was Scrooge, with a long list of legalese. My wife asked me what I wanted for Christmas, and I actually blurted out something like ‘I want a heavy equipment financing company that doesn’t make it hard’. Well, my gift to myself was I found you, and my wife is probably getting me the camera I wanted, so it’s a good December.”
That’s what I like to hear. Now if you’ll excuse me, I have to check my desk drawer before I make my Christmas list…