See, with the bank, you have an anniversary date – a date which they aren’t going to forget. And on this anniversary, you will not be presented with a gift, a fancy dinner, wine, or any creative hanky-panky (let’s hope Mrs. Fletch is reading.)

No, instead of a nice celebration, you will be asked how things are going, and then asked to provide the bank with any or all of the following: personal financial statements, tax returns, insurance certificates, accounts receivable stuff, inventory schedules, and other various certificates and financial documentation. Don’t believe me? Read your fine print – it’s in there. Banks aren’t going to allow you to have a bad year.

Conversely, an equipment financing company will go ahead and write your equipment lease, and then leave it at that. Like husbands all over the world, we’ll forget the anniversary. But in this case, it’s a good thing. As long as you make your scheduled payments, we’re going to leave you alone. No flowers, no candy, no wine, no… you know.

However, this does not mean we’ll forget about you altogether. No chance. We’ll be right here when you need us again, ready to finance equipment, write an equipment lease, or anything else you need. But your original loan with us? No worries – that’s said and done, and we won’t bother you about it again in the least.

And now that I’m finished with my ten reasons, I can now shop for an anniversary gift for Mrs. Fletch (it’s here in August). Go ahead and insert your favorite hanky-panky joke – I won’t mind.